As a public adjusting firm, we guide people, like you, through the insurance claim process.

Let us help you to get your property back to the condition it was in before damages occurred.

Have you experienced...

If you’re here, you’ve most likely had some type of damage to your property. For that, we are sorry and our team is here to help. As licensed and bonded public adjusters, we legally represent your interests to your insurance provider and ensure that your claim is properly evaluated and represented.

Storm
Damage

It's typical to experience storm damage throughout your lifetime of owning property. As time progresses what once were small damages can lead to larger structural integrity issues.

Fire
Damage

Resident and commercial properties can fall victim to fire peril. Its fast-spreading nature causes extreme infrastructure issues especially during dry conditions and extreme heat.

Claim
Dispute

You might be navigating the insurance claim process alone. Your claim might have been denied. It is your right to receive a fair assessment of damages to pay the costs covered by your policy.

Hurricane
Damage

Residential and commercial properties a susceptible to the various damages brought on by a hurricane.

Water
Damage

Losses to water exposure are common. Pipe bursts, storm damages, flooding, or even a prolonged small leak can be an issue needing remedy quickly.

Business
Interruption

Protect yourself from income loss when business interruptions can happen unexpectedly.

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We're the team people trust
when insurance losses happen.

Portrait of young smiling cheerful entrepreneur in casual office

Ethical

First and foremost, we're in the business of helping people. Some of you have put your life's work into owning a home or running a business. We know what both are like, so when damage occurs you need someone you can trust.

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With us, you can expect honesty and transparency. As with people in any industry, not everyone is great at what they do. Not everyone is trustworthy either. Each person is only as good as their individual ethics in a world where sadly, most are perceived to be concerned with the bottom line. Maximizing a claim for the sake of increasing profit is not ethically in our best interest. Knowing that you are well informed about your claim, what actions you can take, and have representation for your life's greatest asset is in our best interest.

Experienced

If you are like most, you may navigate a few claims over your entire lifetime. We are expert advocates, navigating claims alongside insureds daily. With that familiarity, we can assist in navigating the confusing language of policies and, when needed, the dispute resolution processes. This allows us to focus our efforts to benefit you, the policy holder.

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Our high-caliber team has a foundation of previous experience in the insurance industry and 10+ years experience in construction project management for various commercial and residential applications. This expertise allows us to anticipate both what insurance will do with your claim and the expected material and labor needs to fully remedy your property. Our job is to ensure all damages are accounted for and ultimately included in the indemnification of your claim.

Our Services

As a public adjuster, we work for you. Our goal in every claim is to help you access the monetary resources to restore your property to the condition that it was in before the damage occurred. Our services include inspections, comprehensive appraisal of damages, negotiations with the insurance companies and arrangement of settlements.

Single family, residential house

Residential Claims

We handle residential claims of all sizes for single family homes, townhomes, condominium unit owners and apartment residents.

Colorful condominiums, condos

Condo/HOA Claims

Our team works with condominium and homeowner associations and their property managers to manage property claims that impact common areas.

Commercial Storefront

Commercial Claims

With damages comes interruption to the flow of business. Let us handle your business claim needs and get you back to operational capacity.

See what people are saying.
Richard Schroeder
Richard Schroeder
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Can't say enough good things about Andrew and Fair Claim Experts! We had some water damage at our home after the hurricanes last year, and Andrew was the only person to accurately assess the damage, which really helped prepare us for all of the steps we'd need to recover. Andrew was extremely professional, responsive, knowledgable, and honestly just a great guy. If you're having trouble with your insurance company, give Fair Claim Experts a call and they'll take great care of you!
Scott Bell
Scott Bell
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Andrew Nieman and Fair Claim Experts were excellent at helping me negotiate with my insurance company on a roof claim. Andrew is an expert in the industry which keeps the insurance company from taking advantage of the consumer which they were doing before he got involved. I would highly recommend anyone dealing with a roof claim with their insurance company not acting in good faith to use him. He's honest, smart, professional, and stays on top of the issue.
Vincenzo Ferrigno
Vincenzo Ferrigno
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I would Highly recommend Andrew & Fair Claim Experts. They did a great in handling my claim with the insurance company
Julia Aragona
Julia Aragona
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In working with Fair Claim Experts, I highly recommend them to help assist after home damages. They exceeded my expectations every step of the way and made the claim process easy!
Eugenia Sefcik
Eugenia Sefcik
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I contacted Andrew Niemann to evaluate the roof of a commercial building I own in Winter Park. He gave me an overview of the condition of the roof and the recommended repairs I should consider. Great information, very professional and prompt. I would contact him again for residential or commercial property.
Happy Customer
Happy Customer
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Very professional, knowledgeable & helpful people. Special thanks to Mr. Andrew Niemann for going above & beyond.
Arthur Tang
Arthur Tang
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Professional, experienced, and willing to help. Fighting for the client’ best interests. I’m grateful for the service.
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Blogs

Blog- How to Appeal Insurance Denials
Insurance Definitions
Andrew Niemann

How to Appeal Insurance Denials

Claim Denial. If you are like one of millions of people affected by Hurricane Ian and have homeowners insurance, chances are you are currently navigating the claims process on your property. Despite having damages you may be, unfortunately dealing with

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Blog-Understand Your Hurricane Deductible
Insurance Definitions
Andrew Niemann

Understand Your Hurricane Deductible

Residents of Florida have the unique concern of owning a home in a region that has a high hurricane risk each year. Each homeowner’s insurance policy has all the details of the deductible owed for hurricane related damages. It’s important

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Areas We Serve

We serve people from all areas across the state of Florida including: Tampa, St. Petersburg, Orlando, Miami, Miami Beach, West Palm Beach, Ft. Lauderdale, Jacksonville, Tallahassee, Gainesville, The Villages. If you are looking for a public adjuster, our team can assist with all types of insurance claims including, denied & underpaid insurance claims.